Karat & Carat - Jewellery Savings Plan
C. Krishniah Chetty & Co. presents Karat & Carat - Jewellery Savings Plan. We provide various monthly savings plans that help you buy exquisitely crafted gold, diamond, platinum and silverware for as little as Rs 1000 per month. Save your money with utmost surety as the savings plan is backed by our family’s 155 year legacy in the jewellery business.
We provide various monthly savings plans such as'GOLDEN BONUS' and 'GOLDEN FLEXI-BONUS' that help you buy exquisitely crafted gold, diamond, platinum and silverware for as little as Rs 1000 per month, start investing in jewellery in Karat & Carat - Jewellery Savings Plan.
Golden Bonus :
Pay 10 installments , get 100% off on 11th installment!
Golden Flexi-Bonus :
In Golden Flexi-Bonus we have 2 options to choose from Cash Benefit and Average Rate Benefit
Cash Benefit :
Choose this option to get a 16% annual cash benefit. At the end of 11months, you get an opportunity to buy more of your favourite C. Krishniah Chetty & Co. jewellery.
Average Rate Benefit :
This option offers you protection against rising prices of gold, diamond, platinum & silver with the promise of an average rate benefit at the end of 11 months.
How does it work?
3 easy steps to purchase the jewellery your heart desires
- Choose from two plans: Golden Bonus or Golden Flexi-Bonus Plan
- Pay monthly installments with easy payment options
- Shop from a wide range of designs at the end of 11 months using the accumulated benefit

Why Karat and Carat ?

The Savings Plan trusted by Generations
C. Krishniah Chetty & Co. presents Karat & Carat - Jewellery Savings Plan. We provide various monthly savings plans that help you buy exquisitely crafted gold, diamond, platinum and silverware for as little as Rs 1000 per month. Save your money with utmost surety as the savings plan is backed by our family’s 155 year legacy in the jewellery business.


How does it work?
3 easy steps
to purchase the jewellery
your heart desires


Pay Monthly
Pay monthly installments with easy payment options

Get Special Benefits
Choose from two plans: Golden Bonus or Golden Flexi-Bonus Plan

Happy Shopping!
Shop from a wide range of designs at the end of 11 months using the accumulated benefit
PAY 10 INSTALLMENTS , GET 100% OFF ON 11TH INSTALLMENT !
* REDEEMABLE AFTER 11 MONTHS
Benefit Calculator
Your total payment
(Period of 10 months)
100% Discount on 11th installment
(100% of 1 month installment value)
Buy any jewellery worth:
(after 11th month)
₹22,000
You effectively pay
₹20,000
If jewellery is more than ₹ 22,000, you just need to pay the difference amount at the time of purchase
NOTE
The subscription amount and benefits can be used towards the purchase of either diamond/gemstone or studded jewellery or plain gold jewellery.

